Lack of student insurance

The 2009 Statistical Abstract of the United States says that 30 percent of the surveyed 18 to 24 year olds were without health insurance. In college health care needs have to be paid out of the pocket. A typical case might be that the parents dropped their offspring from a plan and they never got back on. As a student with only a part time job, good medical insurance may be hard to come by.

Many students can only afford a low quality plan and that leads to the question of whether the insurance is really required. And that is the bottom line, often students cannot afford insurance. Many students arrive in hospitals and one third of those do not own health insurance.
Maksin insured students - through the university have to pay $110 per month for insurance. With high deductibles and poor coverage this inexpensive insurance is still popular among students. Unless an accident creates huge medical bills all this insurance is useless is how many students think.

Some students just don’t pay for coverage and pay that nothing bad happens. There are many other reasons that students procrastinate over making that health insurance decision. One way to go about it is that if you are healthy and have good genes, set aside a certain amount for a rainy day. If you are not so healthy, perhaps you should get health insurance.

Written by dosh